Behind the curtain – how banks judge your living expenses

Household expenses list

It’s no secret that lenders have tightened up their criteria for approving loans. Everyone knows someone who has struggled to get a home loan these days, and it can seem like a huge hurdle to get approved.  But once you know what raises a red flag for lenders it can be quite easy to make […]

What is the bank looking for these days?

Australian home loan money

What does the bank look at? Whether it’s your first or your fifth home loan, what the banks are evaluating when approving loans today can seem like a moving target.  We break down what lenders are looking for at the moment and how you can help get that tick of approval. Your Income What you […]