Business Finance

Lending A Hand to Small Business

With over 40 years’ experience in banking we know the ups and downs of business across the Geelong region.

Let us help you finance for the future.

Whether you are borrowing to invest in a new venture, grow your business or secure your cashflow our experience will make the difference.

Our knowledge of the banking industry and connections across the Geelong region are part of the reason we work with so many local businesses to help them succeed and grow. 

We're ready to match your business with a lending option that is right for you.


Whatever your situation, Next Chapter has a commercial finance solution to suit your needs. We provide professional advice on a full range of commercial and business finance options that include inventory finance, franchisee loans, debtor finance, commercial property finance and working capital finance. As Geelong locals we understand local business.

Commercial real estate finance

A commercial real estate loan can be used for anything from retail to industrial, office complexes to aged care facilities, or hotels and apartments

Equipment and vehicle finance

Equipment Finance is vital for businesses that need to get their hands on the equipment to help them grow, while still maintaining the all-important cash flow and working capital?

Inventory finance

If keeping stock on the floor is what keeps your business running, inventory finance is a short-term loan that allows you to purchase stock in advance without tying up all your cash reserves.

Working capital finance

This loan provides funds to cover more immediate and day-to-day costs. Like the name suggests, having this type of financing means you have the capital to cover vital costs.

Franchisee loans

The loan options out there are as wide and varied as the type of franchise businesses the lenders are financing. Choosing the finance product that suits your needs is just the beginning.

Invoice finance

Sometimes called Invoice Finance, Debtor Finance or Accounts Receivable Finance, this is an extremely effective way of unlocking cash that’s already been invoiced to your clients.

Our commercial lending partners

With our many years of experience, we have formed trusted relationships with the country’s leading financial institutions.

Get Started Today

Let us know what you’re looking for so we can help match you with a finance solution that’s right for you.